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Frequently Asked Questions about 1000advances.com
What is a cash advance?Why choose 1000advances.com?
Can I qualify for a cash advance?
How much can I borrow from a cash advance?
How do I access the cash from my loan?
Should I be worried about my bad credit or bankruptcy?
How long does a cash advance take?
Do I need a fax machine or printer?
How much does it cost?
How and when do I repay the loan?
What if I cannot repay the loan when it is due?
How do I extend or refinance an existing loan?
How do you protect my private information?
What is a cash advance?
A cash advance, sometimes called a payday loan, is a loan based on your ability to pay the borrowed funds back with your next paycheck or other source of regular income. Many people who fear being turned down for a traditional loan find that a cash advance is available to them, since it is based on the future ability to pay and not one’s past credit record.Return to top
Why choose 1000advances.com?
Our site offers encryption technology that allows you to use 1000advances with confidence. We utilize a network of nationwide lenders to help you get the cash advance when you need it!Return to top
Can I qualify for a cash advance?
1000advances works with numerous lenders to ensure our customers get the best loan opportunities available to them. Each lender has their own qualifications and requirements for loan approval. The basic requirements include:- U.S. Citizenship
- Having reached a minimum of 18 years of age
- Having a job or another steady source of income
- Having a bank account that allows electronic deposits
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How much can I borrow from a cash advance?
As with other specifics, this is a question that can ultimately only be determined by your lender. If you qualify, you could be eligible for $100 up to $1000 in cash. The best way to find our how much you can qualify for is by applying online today!Return to top
How do I access the cash from my loan?
If approved for a loan, your cash will be available almost immediately and is wired to your account directly. You simply withdraw the amount you desire from your regular bank account! There are no special checks to cash and no drives to the loan store to pick up cash. You can withdraw the money from your ATM or make an electronic transfer of your funds to pay your bills or meet other obligations.Return to top
Should I be worried about my bad credit or bankruptcy?
1000advances has a network of lenders that are eager to work with people who need a second chance to get their financial future in order. Many people who might be turned down by traditional lenders are approved for cash advances. The best way to determine of you are eligible for a cash advance is to fill out our online form today. It takes only a few minutes to complete. Our lenders would love the chance to work with you to provide the cash you need to meet your financial needs.Return to top
How long does a cash advance take?
With 1000advances, you could be approved for a cash loan of $100 up to $1000 dollars in as little as one hour! Since all of the process -from application to funds delivery- takes place electronically, the time in which you receive your cash can be as few as 24 hours!Return to top
Do I need a fax machine or printer?
It’s important to be able to print your loan documents and other paperwork for your records. This, however, doesn’t mean you need to own a fax machine or printer to complete the process. By using the ID numbers provided, you can print a copy of your loan paperwork at the site of your choice -library, shipping store, etc.Return to top
How much does it cost?
The fees and interest for your loan will be determined by the individual lender you choose to work with upon signing your loan agreement. There is NO CHARGE to use the connections of 1000advances. We are a loan connection service, which means we connect customers with quality lenders who can help to meet these needs. You won’t be charged a fee for applying for a loan through 1000advances, and you are not obligated to go through with the loan until the approval process is complete.Return to top
How and when do I repay the loan?
One of the great benefits to a cash advance is that you don’t have to deal with payments, payment coupons, or even remembering the date your loan payment is due. With a cash advance, you promise to pay back the loan with your next paycheck. This amount is deducted directly from your account by the lender with whom you have an agreement on the date and time specified in your loan agreement.Return to top
What if I cannot repay the loan when it is due?
Most lenders are willing to work with you if you need to extend the deadline for making a payment on your loan. If you are in need of an extension, you should contact the lender directly. Please note that additional fees and interest may apply if you extend the life or terms of the loan.Return to top
How do I extend or refinance an existing loan?
Contact your lender directly. Each lender has its own policies and approval process for refinance and extension of loans. Keep in mind that additional fees and interest may be incurred.Return to top
How do you protect my private information?
Your privacy and security are important to 1000advances. Our site offers encryption technology that allows you to use 1000advances with confidence. See our privacy policy for more information about your privacy.Return to top